Pre-accounting for freelancers and SMEs in the EU
AI drafts. You decide.
Saldek is AI pre-accounting for freelancers and SMEs: receipts and invoices are read and turned into booking proposals. Nothing is posted until you approve it.
30-day trial with all features. No credit card required.
Complete tax features for Austria and Germany. Receipts, AI, invoices and accountant export across the EU.
Example with sample data: the month's income, expenses and VAT payable, with 7 documents waiting for your approval.
What the product supports
- DATEV & BMD export
- ebInterface · XRechnung · ZUGFeRD
- Data processing agreement (Art. 28 GDPR)
- Human approval for every booking
Why approval matters
Automation that never books behind your back
Many tools promise bookkeeping that runs on its own. But the responsibility for your books stays with you. So the AI does the tedious part — reading, coding, pre-filling — and you keep the final word.
Clear what to check
Each extracted value is checked against the document. Whatever Saldek cannot confirm is marked.
A complete trail
Who approved, changed or exported what — recorded in the audit log.
You stay in control
Change the account, the VAT code or the amount before approving. The AI learns nothing it shouldn’t.
Posts automatically
Errors land in the ledger unnoticed and surface at the year-end closing.
Proposes, you approve
Saldek checks every proposal against the document and marks what you should check. Nothing is posted without your OK.
Illustrative example with sample data
The AI behind Saldek
Every value is checked against your document
Jev by TypeSafe does not write amounts, dates or tax numbers — it picks them from the text of your document. Code checks the result, and a person approves every booking.
Picked, not invented
Code finds the candidate values in the document. Jev can only choose among them, so it cannot make up an amount, a date or a UID number.
Checked in code
Net plus VAT must equal gross, the VAT rate must fit the country, and UID and IBAN numbers must pass their checksums.
A second reader for hard cases
If a field is missing or a check fails, OpenAI’s gpt-6-luna model reads the whole document. A value it returns that cannot be found in the document is flagged for you.
You decide
In review you see the original document next to every value. Nothing is booked until a person approves it.
In the standard mode, TypeSafe and OpenAI read your documents on servers in the USA (Google steps in if OpenAI cannot give a usable answer), always under a data processing agreement. In the “Without AI” mode, no data is sent to an AI provider.
Example with sample data: code marks the amounts on the invoice, Jev picks the gross amount of €1,377.60, the checks pass, and the booking waits for your approval.
Illustrative example with sample data
How it works
From receipt to export in four steps
The same flow for a single receipt or a month of invoices.
Upload PDFs, photograph receipts with your phone or forward invoices by e-mail.
Illustrative example with sample data
The AI reads supplier, date, amounts and VAT and proposes account and tax code.
You check the proposal, correct it if needed and approve — one by one or in bulk.
Approved bookings go to your tax advisor as a DATEV or BMD export.
Illustrative example with sample data
Features
Everything pre-accounting needs, nothing it doesn’t
Complete tax logic for Austria and Germany, reliable pre-accounting across the EU.
Illustrative example with sample data
For tax advisors
Your clients approve. You receive clean data.
Invite your tax advisor with their own role. They see approved bookings with the original documents and take them over as a DATEV or BMD export.
- Own access with the accountant role
- Original document attached to every booking
- DATEV and BMD export formats
Illustrative example with sample data
Pricing
Try it free first, then pick the plan that fits
Every plan includes AI credits each month. Extra credits can be topped up at any time.
Trial
30 days free
All features, no credit card
Starter
€19/ month
2,000 AI credits / month
Business
€49/ month
10,000 AI credits / month
Try freePro
€99/ month
30,000 AI credits / month
Pay yearly and get 2 months free.
Security & compliance
Built for the rules your books live under
Audit trail
Approvals, changes and exports are logged. Illustrative example with sample data
GDPR
Data processing agreement according to Art. 28 GDPR.
§ 132 BAO
Posted documents are kept tamper-proof in the archive: seven years for Austrian, eight years for German organisations.
Tenant isolation
Every organisation’s data is separated at the database level.
FAQ
Questions, answered
Still have questions?
Send us an e-mail or look it up in the documentation. We reply as quickly as we can.
Does the AI post bookings on its own?
No. The AI only creates proposals. A booking is posted only after a person with the right role has approved it.
Which export formats are supported?
DATEV and BMD exports for your tax advisor, plus CSV and PDF. Sales invoices can be created as ebInterface or XRechnung, and incoming ZUGFeRD invoices are read.
Which countries is Saldek for?
Fully for Austria and Germany: chart of accounts, tax codes, advance VAT return (UVA or UStVA), cash-basis accounting (E/A or EÜR), the small-business rules and accountant export. In the other EU countries, and in Switzerland and Liechtenstein, you get the basic package: receipt capture, AI extraction, invoicing and accountant export, but no country-specific tax return.
Where is my data processed?
Saldek runs on servers of Hetzner in Germany, where the database with your accounting data is kept. Your document files are stored with Amazon Web Services in Frankfurt, Germany, and the encrypted database backups with Amazon Web Services in the EU. In the standard mode, TypeSafe and OpenAI read documents in the USA, and Google if OpenAI cannot give a usable answer; TypeSafe also helps with booking proposals, bank matching and duplicate checks. Saldek sends data to them only under their data processing agreements, with the EU standard contractual clauses or the EU-US Data Privacy Framework as the transfer basis, and they keep it only for a limited time. In the “Without AI” mode, no data goes to an AI provider. Your documents are not used to train AI models. Details are in the privacy policy and the list of subprocessors.
What are AI credits?
AI work — reading a document and preparing the proposal — is metered in credits. Every plan includes a monthly amount, and unused plan credits carry over to the next month; you see the usage per document and can top up at any time.
Can my tax advisor work with it?
Yes. Invite them with the accountant role. They see approved bookings with the original documents and can export them to DATEV or BMD.
How does the trial work?
After signing up you can use all features for 30 days with included credits. No credit card is required. Afterwards you choose a plan. Without a plan your account stays readable: you can still view and export everything, and nothing is deleted.
Still have questions?
Send us an e-mail or look it up in the documentation. We reply as quickly as we can.
Let the AI draft. Keep the final word.
Try every feature free for 30 days. No credit card required.